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 "Banking establishments are more dangerous than standing armies."
– Thomas Jefferson

Strategy[]

Banking allows you to build Banks, which greatly increase a city's production of wealth. This technology also enables the Mercantilism civic.

Civilopedia entry[]

Many of the services performed by banks today can be traced back to medieval Europe. Certain families, such as the Medicis of Italy, were known for the banking duties they performed. These wealthy merchants pooled their surplus money into a bank, then loaned cash (with interest) to other commercial enterprises. The availability of this capital for investment made many new businesses possible, accelerating economic growth.

The first modern banks were established in Europe during the late 1600s. The primary function of today's banking system is the granting of loans to consumers and businesses. In addition to loaning money and safeguarding deposits, banks also invest in government and private securities and bonds. Both the loan and investment functions of banks not only make profits for the bank itself, but also stimulate the economy by providing funds for business growth and consumer purchases.

Civilization IV Technologies [edit]
Ancient Agriculture Animal Husbandry Archery Bronze Working Fishing Hunting Masonry Meditation Mining Monotheism Mysticism Polytheism Pottery Priesthood Sailing The Wheel Writing
Classical AestheticsB Alphabet Calendar Code of Laws Compass Construction Currency Drama Horseback Riding Iron Working Literature Mathematics Metal Casting Monarchy
Medieval Banking Civil Service Divine Right Engineering Feudalism Guilds Machinery Music Optics Paper Philosophy Theology
Renaissance Astronomy Chemistry Constitution Corporation Democracy Economics Education Gunpowder Liberalism Military ScienceB Military Tradition Nationalism Printing Press Replaceable Parts Rifling
Industrial Artillery Assembly Line Biology Combustion Communism Electricity Fascism Fission Industrialism Medicine Physics Railroad Scientific Method Steam Power Steel
Modern Advanced FlightB Composites Computers Ecology Fiber Optics Flight LaserB Mass Media Plastics Radio Refrigeration Robotics Rocketry Satellites SuperconductorsB
Future Fusion Future Tech Genetics StealthB
B Added in Beyond the Sword


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