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The Qianzhuang is a unique Gold building of the Qing civilization in Civilization VII.
- Base yields:
- +5
Gold.
- +5
- Adjacency:
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Civilopedia entry[]
The rise of the financial system is an important part of the story of the modern era. From the Japanese zaibatsu to the European joint-stock companies, new institutions allowed individuals to capitalize on the transformations shaping the world. In China, these were the money shops, the qianzhuang. These places operated many of the financial services we expect from banks today but held a special position, placed close to foreign firms working in China at the time, and acting as intermediaries for foreign business enterprises. While they had roots in international (and colonial) finance, qianzhuang also maintained deep networks within the local business community, seeking ways to minimize risk (lending money to someone just down the street, or within one’s family network, was far less risky than lending to a complete stranger).
The system always scraped the edges of legality and safety. Qianzhuang would often lend out far more than the money shop maintained while holding shareholders entirely liable for debt. For this reason, and despite their role in stitching local communities together, qianzhuang often crashed, bringing down scores of investors with them. Money shops remained in operation for a few years after the Chinese Revolution, finally disappearing around 1952.
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